Boat & Watercraft Insurance provides coverage for a variety of vessels, including powerboats, sailboats, personal watercraft (PWC), and more. This insurance protects against risks such as physical damage, liability, theft, and other unforeseen events, allowing you to enjoy your time on the water without worry.

Whether your boat spends half of its life in the garage or it is out on the sea full time, boat insurance is essential. Your boat is exposed to weather and daily elements no matter where it is, and it may also be exposed to vandals or thieves. Your Home policy will not cover your boat whether it is on your property at the time it is stolen or vandalized or not. Ask your independent agent about how to make certain you have the supplemental coverage you need to insure your boat is protected.